It may take a while please do not refresh or click back.
It may take a while please do not refresh or click back.
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, place an order, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, credit card information. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.
Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.
IGather may collect and use Users personal information for the following purposes:
If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.
We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.
Users may find content on our Site that links to the sites and services of insurance companies which may appear on our Site for online sale of insurance. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.
IGather has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page and send you an email. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
IMDS Solutions Private Limited (hereinafter referred to as IMDS) operates the website https://www.igini.in to provide consumers choice and an easy way to buy Insurance products from multiple Insurance companies. IMDS is not an insurance company.
Our participating insurance providers supply some of the information available on the Website and therefore there may be inaccuracies in the Website Information over which IMDS has limited control.
IMDS does not warrant or guarantee the Timeliness, accuracy or completeness of the Website Information; or Quality of the results obtained from the use of the Website.
To the maximum extent permitted by law, IMDS has no liability in relation to or arising out of the Website Information and Website recommendations. You are responsible for the final choice of your product and you should take time to read through all information supplied before proceeding. If you are in any doubt regarding a product or its terms you should seek further advice from IMDS or the relevant participating provider before choosing your product.
IMDS may pass on your personal information to the relevant participating provider if you apply to purchase a product through www.iGini.in, however, IMDS does not guarantee when or if you will actually acquire the product that you have chosen. IMDS does not accept any liability arising out of circumstances where there is delay in you acquiring the product you have chosen.
Please note that IMDS is only collecting or assisting in collecting the premium deposit on behalf of the insurer you have chosen to buy the policy. The acceptance of the deposit as premium and final issuance of the policy is subject to the underwriting norms and discretion of the Insurer whose policy you have chosen to buy on which IMDS has no control. IMDS will ensure that the amount is refunded by the insurer in case there is no ultimate issuance of policy.
By visiting our website and accessing the information, resources, services, products, and tools we provide, you understand and agree to accept and adhere to the following terms and conditions as stated in this policy (hereafter referred to as 'User Agreement'), along with the terms and conditions as stated in our Privacy Policy (please refer to the Privacy Policy section below for more information).
We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.
By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as Resources'), you agree to use these Resources only for the purposes intended as permitted by
In order to access our Resources, you may be required to provide certain information about yourself (such as identification, contact details, etc.) as part of the registration process, or as part of your ability to use the Resources. You agree that any information you provide will always be accurate, correct, and up to date. You are responsible for maintaining the confidentiality of any login information associated with any account you use to access our Resources. Accordingly, you are responsible for all activities that occur under your account/s. Accessing (or attempting to access) any of our Resources by any means other than through the means we provide, is strictly prohibited. You specifically agree not to access (or attempt to access) any of our Resources through any automated, unethical or unconventional means. Engaging in any activity that disrupts or interferes with our Resources, including the servers and/or networks to which our Resources are located or connected, is strictly prohibited. Attempting to copy, duplicate, reproduce, sell, trade, or resell our Resources is strictly prohibited. You are solely responsible any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, as explained above, and may incur criminal or civil liability. We may provide various open communication tools on our website, such as blog comments, blog posts, public chat, forums, message boards, newsgroups, product ratings and reviews, various social media services, etc. You understand that generally we do not pre-screen or monitor the content posted by users of these various communication tools, which means that if you choose to use these tools to submit any type of content to our website, then it is your personal responsibility to use these tools in a responsible and ethical manner. By posting information or otherwise using any open communication tools as mentioned, you agree that you will not upload, post, share, or otherwise distribute any content that: Is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language; Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party; Contains any type of unauthorized or unsolicited advertising; Impersonates any person or entity, including any https://www.igini.in/ employees or representatives.
We have the right at our sole discretion to remove any content that, we feel in our judgment does not comply with this User Agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any 3rd party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you post content that we choose to remove, you hereby consent to such removal, and consent to waive any claim against us. We do not assume any liability for any content posted by you or any other 3rd party users of our website. However, any content posted by you using any open communication tools on our website, provided that it doesn't violate or infringe on any 3rd party copyrights or trademarks, becomes the property of IMDS Solutions Private Limited, and as such, gives us a perpetual, irrevocable, worldwide, royalty-free, exclusive license to reproduce, modify, adapt, translate, publish, publicly display and/or distribute as we see fit. This only refers and applies to content posted via open communication tools as described, and does not refer to information that is provided as part of the registration process, necessary in order to use our Resources. All information provided as part of our registration process is covered by our privacy policy. You agree to indemnify and hold harmless IMDS Solutions Private Limited and its parent company and affiliates, and their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this User Agreement or the failure to fulfill any obligations relating to your account incurred by you or any other person using your account. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this User Agreement. In such event, you shall provide us with such cooperation as is reasonably requested by us.
Your privacy is very important to us, which is why we've created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store your private information. Our privacy policy is included under the scope of this User Agreement. To read our privacy policy in its entirety, click here.
By using our website, you understand and agree that all Resources we provide are "as is" and "as available". This means that we do not represent or warrant to you that: The use of our Resources will meet your needs or requirements. The use of our Resources will be uninterrupted, timely, secure or free from errors. The information obtained by using our Resources will be accurate or reliable, and Any defects in the operation or functionality of any Resources we provide will be repaired or corrected. Furthermore, you understand and agree that: Any content downloaded or otherwise obtained through the use of our Resources is done at your own discretion and risk, and that you are solely responsible for any damage to your computer or other devices for any loss of data that may result from the download of such content. No information or advice, whether expressed, implied, oral or written, obtained by you from IMDS Solutions Private Limited or through any Resources we provide shall create any warranty, guarantee, or conditions of any kind, except for those expressly outlined in this User Agreement.
In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services. IMDS Solutions Private Limited will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.
All content and materials available on https://www.igini.in , including but not limited to text, graphics, website name, code, images and logos are the intellectual property of IMDS Solutions Private Limited, and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by IMDS Solutions Private Limited
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.
This website is controlled by IMDS Solutions Private Limited from our offices located in the state of Maharashtra, India. It can be accessed by most countries around the world. As each country has laws that may differ from those of Maharashtra, by accessing our website, you agree that the statutes and laws of Maharashtra, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site. Furthermore, any action to enforce this User Agreement shall be brought in the federal or state courts located in India, Maharashtra You hereby agree to personal jurisdiction by such courts, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
UNLESS OTHERWISE EXPRESSED, IMDS Solutions Private Limited EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. These terms and conditions for express claim services are in addition to all other terms and conditions provided hereunder including the FAQs and all these terms and conditions and FAQs are legally binding on the user. IMDS reserves the sole right to modify, amend, change or revoke these terms and conditions including the FAQs without any notice at any time and all such terms and conditions and FAQs as amended from time to time shall be legally binding on the user. Any disputes arising pursuant to these terms and conditions are subject to the exclusive jurisdiction of courts in Mumbai.
If you have any questions or comments about these our Terms of Service as outlined above, you can contact us at: IMDS Solutions Private Limited, B/504, Gardenia CHSL, Valley of Flowers, Thakur Village, Kandivali (East), Mumbai. MH 400101.
iGini is one of its kind applications designed specifically for the insurance intermediaries, keeping in mind the operational as well as the technical nitty gritty of their daily workflow.
This application enables you to connect with various Insurers you deal with through a single platform and brings in the much-needed structure to the business operations.
iGini is designed to intelligently assist the user with the technical nuances of the insurance products so that the probability of errors is reduced dramatically and resultantly improve the probability of winning the business.
While we currently have developed just Fire & Burglary modules, we soon aim to launch the retail modules to cater to the voluminous Motor & Health lines of business.
The pre-defined business reports than will give you the complete overview of your business pan India and the critical insights needed for business planning.
This is just the beginning of our journey, we are committed to bring the necessary technological revolution required to improve the efficiency and the effectiveness of the insurance sector.
We are a team of qualified general insurance industry professionals with combined experience of over 50 years in the field of insurance sales, underwriting, claims and overall business management.
Jatin Vasani – FIII, Ex Regional Manager, Bajaj Allianz General Insurance with over 15 years’ experience in the industry in various areas of business such as Distribution Management, Business Planning & Profit Centre Management.
R. R. Desai – FIII, Ex Zonal Manager, Bajaj Allianz General Insurance with over 40 years rich experience in the industry in various areas such as Claims, Underwriting & Profit Centre Management.
Abhay Gujar – Ex Tariff Advisory Committee (TAC) member and the key personnel in devising the Property & Engineering class of tariffs for the insurance industry of India. Chemical Engineer by qualification is fondly called ‘Guruji’ by most industry professionals.
Harin Sutaria – A geek with a passion and experience of over 15 years in developing complex software products. The Chief Architect of iGini who now is determined to master the subject of insurance.
Integrity & Excellence are the two core values that drive us.
We ensure that each of us at iGini adhere to the highest integrity standards and always stand true to every word we speak or write.
The following sentence from the great son of our soil Swami Vivekanand is guiding statement for pursuing excellence in whatever we do.
“Do not limit your goals to the level of your abilities INSTEAD raise your abilities to the level of your goals.”
iGini is capable of doing many things. The key capabilities are:
Most of us in the industry know the importance of creating a technically correct RFQ for a Risk. iGini makes it almost a child’s play. The user just needs to follow the instructions on iGini and the right RFQ would present itself, improving the advisory capabilities and resultant business closure.
It also provides the transactional assistance by way of enabling you to get quotes from multiple insurance companies, compare them, share them with customer and very soon even collect the payment for the finalized quote.
For each RFQ you generate, iGini dynamically generates the draft policy wording for your reference and thus eliminates the probability of the incorrect policy wording and the resultant liability.
All your service requests such as Vehicle Inspection, Health Check-up, Tail-end Risk Inspection etc can now can be centrally raised and monitor the turn around time as well as receive and share the reports.
With iGini you can keep a track of every endorsement request whether the policy is issued through iGini or not. Easy to use fill forms and premium is automatically calculated for the policies issued through iGini.
You can buy a retail policy on behalf of your customer from any of the insurance companies you are associated with. And in case you make payment from your float, iGini will also follow up for your payment from the customer and update you of your total outstanding receivables with aging analysis.
Our application front end design is responsive and can be accessed from every standard screen size. However, considering the volume of capabilities it offers and the data it manages, it can best be experienced on a laptop or desktop.
While we can count on umpteen number of reasons for you to use our services, in a nut shell we are the only company that offer such services that will enhance your productivity, service levels, customer satisfaction and ultimately the profit. Peace of mind comes as cherry on the cake.
Yes, your data is secure with us. We follow the highest security standards available in the market and we intend to keep data security as our top most priority.
Yes, our application is free for the first month for you to experience its benefit.
We have three payment plans:
You can pay this online by Debit / Credit Card or Fund Transfer.
Our charges are per user and hence only one person can login to the system at a time. If your User ID is already in use, it will not allow any other person to sign in with the same User ID.
